Infiniti

OUR PRODUCTS 

Zenith for the Accomplished is a niche underwriting manager focused on Personal Lines solutions for the high net worth individual and non-corporate businesses.  It is at the core of their business to select both the segments in which they do business as well as each individual policyholder whom they underwrite.  They offer the following products to their intermediaries and their policyholders:

PERSONAL LINES INSURANCE

Zenith Wealth:

This product is aimed at the financially accomplished with contents sums insured exceeding R 750 000 and Buildings exceeding R 3 000 000.  Additional benefits include a valuation and inventory on the contents of the primary dwelling and Zenith Assist Services emergency assistance.  This product offers all risk cover for contents, and lifestyle-based classes of use for vehicles (private and business use, weekenders use, infrequent use and swallow use for policyholders living abroad for 6 months per year).  Cover can be tailored to the requirements of the individual with high cover limits and elective excess structures offering premiums benefits. Competitive rating structures and private client service by staff dedicated to this portfolio is at the core of this insurance solution.

Indigo:

The Indigo policy offers an insurance solution to strictly selected individuals from the middle-income segment.  Requirements include a loss ratio of less than 40% over the preceding 36 months, a minimum contents sum insured of R 450 000 or a building sum insured in excess of R 2 000 000.  This product offers the same benefits as the Zenith Wealth policy, but with lower cover limits.

COMMERCIAL LINES INSURANCE

The Business policy:

This product is aimed at small to large businesses – excluding corporate business specifically.  It offers a selection of risk-based covers from which business policyholders can select to insure commercial risk.