Getting value for money from your personal insurance
We all want to get the most value possible from our insurance. We to try to make sure that we get the right insurance cover for our needs while keeping our monthly premiums as affordable as possible.
What kind of business insurance do you need?
You don’t need to be told that entrepreneurs and business owners face many risks. In fact, risk is part of doing business, and managing risk can be the difference between success and failure. If you’re smart about your approach to your business you’ll already have a business plan that includes a risk management strategy.
How to optimise your household contents insurance cover
The biggest challenge when buying household contents insurance is to accurately value your possessions. The trick lies in finding the balance between correctly covering yourself so that you’re not underinsured, and making sure you don’t overvalue your contents and end up paying higher premiums than necessary.
Challenges in Africa
South Africa has experienced slow growth over the last few years as a result of factors such as lower prices for raw material, labour unrest and power outages. However, some recovery on the back of the export markets is expected due to the rand’s weakening against other major currencies. Read More
What Pollution Cover Do Your Clients Have?
Pollution Laws have changed considerably over the last 30 years since the introduction of the ‘Total Pollution Exclusion’ in the late 1980’s following the asbestosis scare. Read More
Construction Guarantee Wordings: An Underwriter’s Perspective
It is important that one understands why the contractor provides the employer with a guarantee, and to understand the fundamental purpose of the guarantee. Read More
To Write Off Or Not
When a vehicle is written-off, there is money to be made, both by ethical and unethical means. For Motor Month, RISKSA takes a look at the intricate lifecycle of a written-off vehicle, examining the process from start to finish and then following the money changing hands. We even take a tentative step into the underground economy after a write-off. Read More
Side Stepping Brokers…Or Not Really
In terms of current legislation the client is the client of the insurer. The insurer has to make sure that the client is treated fairly, both in respect of the information provided and the premium charged at inception and renewal of the client’s policy, and at claims stage. Read More
Strength Through Diversification
Embracing diversity opens the doors of opportunity, and this is something that is truly recognised at Infiniti Insurance. The company is ambitiously pursuing its strategy of partnering with specialist partners and creating business divisions designed to compete in specific market segments where they can contribute and provide specifically tailored products and unrivalled service. Read More
Hot Off The Press
We list the changes in industry of late. Read More