There are so many business insurance products on the market, that deciding what to choose can be a bewildering undertaking. However, rather than merely choosing a one-size-fits-all insurance solution for your business, it’s worth spending the time to evaluate exactly what cover you need, and how much of it.

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You don’t need to be told that entrepreneurs and business owners face many risks. In fact, risk is part of doing business, and managing risk can be the difference between success and failure. If you’re smart about your approach to your business you’ll already have a business plan that includes a risk management strategy.

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The biggest challenge when buying household contents insurance is to accurately value your possessions. The trick lies in finding the balance between correctly covering yourself so that you’re not underinsured, and making sure you don’t overvalue your contents and end up paying higher premiums than necessary.

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South Africa has experienced slow growth over the last few years as a result of factors such as lower prices for raw material, labour unrest and power outages. However, some recovery on the back of the export markets is expected due to the rand’s weakening against other major currencies. Read More

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